How DANA and QRIS Data Is Used
This Privacy Policy applies when you create or use an account through gacototo, including the phone verification step before account access. We may record account details, login events, device signals, support messages and transaction references so we can confirm activity, match a wallet status and investigate
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an unclear receipt. For DANA, OVO, GoPay and QRIS, we use payment references rather than treating your wallet as an open source of unrelated personal content. Bank transfer and virtual account records can also be retained for reconciliation. Where local law permits, we process these details
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to provide account access, protect the account and meet applicable legal duties. If a local rule affects eligibility or access, it depends on local law. The policy does not change the separate terms shown during account creation.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.